Digit is the best app I’ve found for saving money

If you’re looking to save money, you should check out Digit. I was already automating my savings before using Digit, so I didn’t think it’s algorithm would be able to find too much ‘extra’ income to set aside. I was wrong. This app has saved me a healthy amount of money. Never had an overdraft. Never had a fee. I’m a happy camper.

Digit is a mobile app that works via SMS text messaging. I get a message every day from Digit at around 12:00 PM with my current checking balance. Every few days Digit shows me how much money it saved me that week. Anytime I’ve wanted to withdrawal from my savings, the money was there.

Path Talk: Can Path’s New Standalone Messaging App Save The Company?

Path Talk

Path just released a standalone chat messaging app called Path Talk that their branding as a replacement to SMS and Facebook. Typically this kind of news doesn’t do much for me, but there’s a little more to Path Talk that I think is worth talking about.

Path acquired TalkTo a couple days ago, and will be implemented the TalkTo technology into Path Talk later this summer. TalkTo allowed consumers to ask questions to stores and restaurants by text. And Path Talk will do the same when they add ‘Place Messaging’ to Path Talk later this summer:

Place Messaging will enable Talk messaging between you and any local business. Make dinner reservations, book hair appointments, get prices, hours, and check in-store availability all without ever placing a phone call.

For whatever it’s worth, Path is kind of desperate to make something that sticks, especially in the USA. While they used to be a fairly prominent app, they had to lay of 20% of their staff in October 2013. And last month, Pando Daily wrote a pretty tough piece about the status of the company, saying it may be the “beginning of the end”.